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Structured settlements are economic compensations that are a result of a lawsuit. Structured settlements first introduced in Canada and the United States in the 1970's as an alternative to lump sum settlements. A structured settlement often follows a life changing incident, whether it be positive or negative. Due to these circumstances, you may be faced with the need for a large lump sum payment rather than small monthly payments over a number of years. If you want to sell your structured settlement, it would be better to obtain the services of the structured settlement broker instead of directly contacting the buyer. This is also true for the person who is about to get a big amount of cash through the settlement payment. This is due to the fact that a broker acts as the mediator in the deal, this scenario works fine for all the people concerned.